Crypto deposits now live

Create and fund
virtual cards
instantly

A multi-currency wallet + instant Visa cards to pay for anything, anywhere in the world. Built for Nigerians, loved globally.

Create Free Account Sign In
50K+
Active Users
₦2B+
Processed
99.9%
Uptime

NGN Balance

₦245,800

USD Balance

$1,450

Active Cards

3 Cards

VISA

4539 **** **** 7832

JOHN DOE06/28••• 123
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Everything you need

Built for modern
finance

One app to rule your NGN wallet, USD balance, and global virtual cards.

Instant Virtual Cards

USD Visa cards ready in seconds — subscriptions, SaaS, ads, you name it.

NGN & USD Wallet

Hold, manage and convert balances in one clean, unified dashboard.

Global Payments

Accepted anywhere Visa is — online, internationally, 24/7.

Bank-Grade Security

AES-256 encryption, 2FA, and fraud monitoring on every account.

Instant Funding

Bank transfer or crypto — wallet tops up in under 60 seconds.

Crypto Support

Deposit USDT (ERC-20) directly into your wallet. More chains soon.

Simple process

Up and running
in minutes

Four simple steps to your first virtual card.

01

Create Account

Sign up in 2 minutes with your email.

02

Fund Wallet

Transfer via bank or crypto. Reflects instantly.

03

Create Card

Generate a virtual Visa card linked to your wallet.

04

Start Spending

Pay online globally — subscriptions, ads & more.

Testimonials

Loved by thousands

Real users. Real results.

“Finally I can pay for Adobe without declined card drama. CardFlow is life-changing.”

A

Adaeze M.

Freelance Designer

“Card created in under a minute. Funded and ready to use immediately. Insane UX.”

E

Emeka O.

E-commerce Seller

“The cleanest fintech app I've used in Nigeria. Perfect for international payments.”

C

Chioma B.

Software Engineer

Ready to take control
of your finances?

Join 50,000+ users managing their money smarter with CardFlow. Free to sign up. No monthly fees.

Create Free Account
No monthly fees
Instant setup
Bank-grade security